The Platform
Cloud-native core banking, modular by design.
RexCore is a cloud-native, multi-tier core banking platform built on Java Spring Boot. The architecture is modular and API-first — every capability is independently scalable, independently upgradable, and independently integrable.
Built for the realities of African operations.
Cloud-native, multi-tier
Horizontally scalable services with independent deployment lanes. Capacity rides demand — no over-provisioned racks, no scheduled outage windows.
Java Spring Boot foundation
A mature, banker-grade runtime your engineers and auditors already understand. Standardized observability and predictable performance under load.
Modular and API-first
Every module exposes a clean REST API. Adopt one platform or all five. Integrate with anything in your stack without vendor gymnastics.
The five platforms
A complete operating system for your institution.
Core Banking Engine
- Real-time general ledger
- CASA: unified savings + current account engine
- Treasury and placements management
- Loan product builder with configurable rules
- Fully automated end-of-day/month/year processing
- Configurable approval workflows and audit trail
Internet Banking Portal
- Self-customer onboarding with automatic KYC
- Account enquiries, transfers, bill payments, airtime
- Card management and account funding
- Dispute management
- Reports and analytics
Mobile App (iOS + Android)
- Native onboarding with BVN/NIN verification
- Loan application and management
- Transfers, bills, airtime, card management
- Fund account, view reports, manage disputes
- Biometric authentication
Loan Management Portal
- Origination and underwriting
- AI-powered credit decisioning
- Disbursement and servicing
- Collections and recovery
- Portfolio analytics
Agent Network / BRM Portal
- Branch and region management
- Agent onboarding and supervision
- Cash management and reconciliation
- Field-agent KPI tracking
Pre-built integrations
Battle-tested across the Nigerian financial stack.
Identity & Compliance
NIN • BVN • NIMC • Credit Bureaus (CRC, FirstCentral, CreditRegistry)
Payments & Switching
NIBSS NIP • Verve • Mastercard • Visa • Bills Aggregators
Communications
WhatsApp Business API • SMS Gateways • Email Providers • USSD Aggregators
Risk & Intelligence
AI Credit Decisioning Tools • Fraud Detection Platforms
Ready to onboard your institution?
Standard deployment in 4–6 weeks. We respond to onboarding inquiries within one business day.